Home Insurance
Policy Highlights
- Designed for homes with a replacement cost greater than $1 million
- Comprehensive “all risk” coverage against property damage or loss
- Guaranteed rebuilding cost without caps or limitations to match the quality of your home
- Replacement cost for your contents without depreciation deduction
- High deductible options to reduce your premiums
- Additional living expense to maintain your standard of living
- Worldwide coverage for your personal property away from the insured property
- Protection against by-law mandated increased costs
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Optional coverage available:
- critical home mechanical, electrical, and electronic breakdown repair or replacement
- identity theft and fraud
- physical and mental recovery following a traumatic event
Condominiums
- Protection for your contents and unit improvements
- Assessments levied by your condominium corporation
Second Home
- Insurance can be provided on the same terms as your primary residence
- Discounts achieved when you combine multiple homes on a convenient, single policy
- Outside of Canada - protection can be offered in many foreign countries
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