Watercraft Insurance
- Coverage for sailboats and power boats including yachts, runabouts, ski boats, jet skis, pontoon boats and fishing boats
- Coverage for older vessels with recent marine surveys
- Coverage for fiberglass, steel, aluminum and wood hulls
- Total losses treated on a declared value/agreed value basis for hull and machinery – payment up to limits shown with no deduction for depreciation
- Losses for personal effects settled on a replacement cost basis
- $2 million protection and indemnity marine liability limit
- $1 million water skiing liability limit included
- Emergency expenses reimbursement - $1,000 limit
- Personal effects - $2,000 limit for vessels under $250,000; $10,000 limit per vessel over $250,000
- Medical payments - $5,000 limit
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